What is the difference between private and public insurance?

Average 600cc Sportbike Insurance in Canada?????
"Pioneers  insurance  WOn't pay for an accidentCar Insurance Rates?
"Under name of insured it has my mama's name and my name. The automobile is within my name. I hit the  insurance   provider and also a vehicle is delivering a check for the restoration prices after the deductible. May the check be in my name name